Panther Medical Insurance Plan Calculator

Choosing the right medical plan is an important decision for you and your family. Carefully consider your options and anticipated medical needs before you make your selection during open enrollment.

This guide will estimate the amount of out-of-pocket and payroll-deducted expenses you may incur under each of the available health plans.  To get started, review your medical expenses from the past year or, if possible, the past two years. Summarize these expenses by completing the worksheet below.  You may want to discuss these answers with your family.

Remember, you may be able to reduce your out-of-pocket expenses further by using a flexible spending account.

Select your coverage level:

Services Received Instructions Number Estimated Cost Before Insurance
Hospital Care (surgery, etc) Enter # of days
Primary Care Physician Office Visits Enter # of visits
PCP Preventive Care (includes annual OB/GYN visits) Enter # of visits
Specialist Office Visits Enter # of visits
Diagnostic/Lab work (X-rays, MRIs, etc) Enter # of tests
Outpatient Physical Therapy Services Enter # of sessions
Rx - Generic Enter # of prescriptions
Rx - Brand (Preferred) Enter # of prescriptions
Rx - Brand (non - Preferred) Enter # of prescriptions
       

Will you utilize UPMC Advantage Network facilities for the services above? 

If not using UPMC Advantage Network facilities, will you use a facility that is part of the full UPMC Health Plan Network?